01
No bank account coercion
Purpose businesses stay able to act even when classic bank paths are missing or unwanted.
Overview
6 key highlights
02
Factoring option
Liquidity via claims in the SGA Finance context — more than “write an invoice”.
03
XRPL & wallet ecosystem
Link to platform payments and contracts — 0% SGA fee on XRPL where provided.
04
For purpose businesses
Host/use in the business plan (from Basis) — not pure civilian hosting.
05
Boundary vs payments module
Payments & contracts = pay and sign. SGA Finance = liquidity / factoring.
06
Sovereignty
Less dependence on banks and payment processors for core operations.
Features in detail
SGA Finance for purpose businesses
Factoring and liquidity in the SGA/XRPL ecosystem — able to act even when classic bank paths are missing. Not the same as “Payments & contracts”.
Boundary vs payments
Pay and sign ≠ factoring and pre-financing.
SGA Finance factoring
Liquidity for the purpose business without a bank must.
Link to payments & shop
One ecosystem, one login.
Boundary to “Payments & contracts”
Paying ≠ factoring.
Host from Basis plan
For purpose businesses from Basis.
Plans & availability
Which feature in which plan
| Feature | Protected civilian | Basis | Slim | Plus |
|---|---|---|---|---|
| Factoring / liquidity (host) | — | ✓ | ✓ | ✓ |
| No bank account must | — | ✓ | ✓ | ✓ |
| XRPL / wallet link | part. | ✓ | ✓ | ✓ |
| ZB from Basis | — | ✓ | ✓ | ✓ |